Animal Crossing: New Horizons – Decimated Bank Interest Rate for some

Animal Crossing: New Horizons – Decimated Bank Interest Rate for some

Nintendo released a major update for Animal Crossing: New Horizons, which hid something that wasn’t mentioned in the patch notes.

Nook Bank decimates interest

Some players received a little from Nook Bank stating that their interest rate has decreased. Typically, the maximum interest a player could earn is 99,999 bells.

Players have reported that their monthly interest rate has been reduced up to 1/10 of what they usually receive (99,999 bells -> 9,999 bells)As an “apology” for the interest rate reduction, a Bell Pouch Rug was gifted to these players.

Reason

For now it’s unclear why or how these players were seeing their interest rates decimated, but some believe this could be targeted at players which have a certain number of bells in their bank account, as Nintendo is probably guessing they could have exploited time travel to earn interest quickly.

Having not time travelled but tested the duplication glitch I myself would suggest it has to do with the amount in the bank.